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Principal, interest, taxes & insurance
PMI may apply — down payments under 20% typically require private mortgage insurance (~0.5–1% of loan/yr).
Loan Amount
$320,000
Total Interest
$432,040
Total Cost
$752,040
Est. Closing Costs
$6,400–$9,600
Good credit (700–759): You qualify for most conventional loans. A slightly lower rate may be available with scores above 760.
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